Flipkart Pay Later is a popular payment option for frequent Flipkart customers, allowing them to pay monthly for their shopping without making a transaction every time.
To close Flipkart Pay Later, users may need to find ways to manage their payments.
Flipkart offers a limited-time offer to eligible customers, requiring them to check their eligibility by visiting their Flipkart profile.
Flipkart provides a pay-later option through IDFC First Bank Ltd, which can be accessed in the CIBIL profile by checking active accounts. This blog provides instructions on deactivating a Flipkart Pay Later account.
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How to Close Flipkart Pay Later Permanently
Flipkart’s Pay Later account closures are often due to factors such as CIBIL score, switching payment methods, and inability to pay monthly due to excessive shopping. To permanently close your account, follow these steps:
To permanently close your Flipkart Pay Later account, follow these simple steps:
1.Log into Your Flipkart Account:
- Use the email/phone number and password combination you used to create your account.
- Look for the user icon (usually located in the upper right corner).
3. Locate the ‘Chat’ or ‘Callback’ Option:
- On the help center page, find the “I want help with other issues” option.
- Tap on it and then select “others” from the list.
- In the drop-down, you’ll see the callback option.
4. Request a Call Back:
- A Flipkart customer representative will call you within 5 to 10 minutes.
- Politely ask them to permanently close your Flipkart Pay Later account.
- After the chat or call your Flipkart pay later account will begin the process of closing over the next month.
- Be patient! The closure will be noted on your CIBIL report as “closed,” usually within the following 2-3 months.
Alternatively, if you prefer email communication, you can send an email to Cs@flipkart.com from your registered email address, requesting account closure. Make sure to mention your account closing request in the email subject, for example: “Flipkart Pay Later Closure Request.
The email format example that you may use is as follows:
One of their agents will contact you by email or phone at the number you have registered when you send them an email.
Recall that email correspondence is an alternative means of communication, so there’s no assurance that you’ll receive a response or that your account won’t be canceled.
Choose to get in touch with the assistance center via the first option if you want to know how to disable Flipkart pay later.
Speak with the RBI Ombudsman Please
The Ombudsman of the Reserve Bank of India is available to handle complaints and issues regarding financial services, including your Flipkart account. You can bring up your problem with them and describe the situations and actions you’ve previously taken.
Things to Remember Before Closing Your Flipkart Pay Later Account
Certainly! Before closing your Flipkart Pay Later account, here are some important points to keep in mind:
- Outstanding Dues: Ensure that you have cleared any outstanding dues or pending payments associated with your Pay Later account. It’s essential to settle all financial obligations before proceeding with the closure.
- Pending Orders: Check if you have any pending orders or transactions linked to your Pay Later account. Complete or cancel these orders to avoid any complications during the closure process.
- Impact on Credit Score: Understand that closing your Pay Later account may have an impact on your credit score. While it won’t directly affect your credit score, it’s advisable to monitor your credit report after closure to ensure accuracy.
- Alternative Payment Methods: Consider alternative payment methods for future purchases. Once your Pay Later account is closed, you won’t be able to use it for transactions. Explore other payment options available on Flipkart.
- Customer Support: If you have any queries or concerns, reach out to Flipkart’s customer support. They can provide additional guidance and address any specific issues related to account closure.
Remember that the closure process may take some time, and it’s essential to follow the steps provided earlier to initiate the account closure.
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